Other Mutual Funds

There's a fund for everyone, and we'll briefly cover some of them here:
Balanced funds are your basic mutual fund, only with the money invested in stocks, bonds and T-bills, or Treasury bills. T-bills and bonds are more secure and more reliable, but tend to pay lower returns: stocks can be anything, depending on the conservative or wacked-out nature of the fund manager. Typically, balanced funds are intended to be low-risk, and if you apply all that you've read here about choosing a mutual fund, you'll probably have a nice, safe place to stash your money and watch it grow.

When a fund claims to cover a particular sector, 80% of the holdings have to conform to that stated purpose, but the fund manager can choose companies for the other 20% that may have nothing to do with the fund's general purpose. If you're really concerned about all the holdings of a particular mutual fund, you may be able to find them in the prospectus, or you may have to write the company for information on lesser-held stocks.

Bookmark this page

Email this page to a friend

How to stick to a household budget
and have extra
money for investing

1. Customize your budget with your current needs, wants and future goals in mind.

2. Try to think if your budgeting plan as a "spending" plan rather than penny pitching.

3. Sit down and rationally discuss budget goals and spending limits with your spouse. You are bound to disagree somethere, but it important to take the time to find common ground.

Stocks & Investing Advice

	Stock Market Information
	Stock Indexes
	Mutual Funds Investing
	IRA Accounts
	401K Retirement Plans
	College Education Funding
	Stock Market History
	Investment Fraud
	Investing Terms
	Loan Payment Calculator
	Return Home

Stocks Investing